A man in a suit shows documents to a smiling couple at a desk with a laptop, binder, and coffee cup, with a suburban house visible through the window.

The Number Most Borrowers Worry About Isn’t Always the Most Important One One of the first questions I hear from prospective homebuyers is: “What credit score do I need to qualify for a mortgage?” The answer may surprise you. Many people believe they need a 700 or 800 credit score to buy a home. While…

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